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38 Proven Methods To Reduce
Medical and Dental Costs
1.
Don't get sick! Practice preventative medicine.
Eat
a balanced diet.
2.
Keep your weight down. Encourage family members
to
do the same.
3.
Choose a family doctor before you get sick.
To find
one, ask friends. neighbors local medical society
or
nearby hospital.
4.
If you have minor medical problems, phone your
doctor. Don't visit him.
5.
Purchase prescription drugs by generic names
rather
than brand names.
6.
Buy drug items from discount stores where they
are
less expensive.
7.
If vitamin/mineral supplements are necessary,
order
from mail order firms such as: Nutrition Headquarters,
104
W. Jackson Street, Carbondale, IL 62901.
8.
If you smoke, stop. You'll eliminate heart,
lung,
circulatory problems.
9.
Excessive alcohol is bad for anyone. Cut down
or
stop drinking entirely.
10.
Ask your doctor for "starter" samples of drugs
he may
prescribe for you.
11.
Protect against cost of blood transfusions.
Contribute blood periodically.
12.
By law, all aspirin is the same. So always buy
the
cheapest brand.
13.
If your doctor writes a prescription for a brand
name
drug, ask the pharmacist to substitute a less
expensive
generic drug.
14.
Most prescription drugs may be ordered from
mail
order pharmacies licensed by the state. Ask
your doctor,
pharmacist or hospital for the name and address
of such
firms. This is a great saving for non-emergency
drugs.
15.
Check public health centers in your area. They
usually give immunizations and routine screening
tests
free of charge. or for very little cost.
16.
Buy a good home medical guide. Learn to recognize
symptoms of diseases.
17.
If you have a persistent problem, get it taken
care
of as soon as possible.
18.
Record all medical expenses for tax deductions.
19.
If possible , use "out patient" facilities for
minor
operations and medical procedures if it is acceptable
to
you and your doctor.
20.
Have physical examinations regularly.
21.
for minor surgery, ask your doctor if it can
be done
in his office.
22.
If hospitalization is necessary, have all tests
done
before you enter.
23.
Discuss your financial condition with your doctor,
especially before surgery or special medical
program. He
may be able to suggest savings.
24.
Save on hospital costs. Get in and out as quickly
as
possible. Before you enter, be aware of what
everything
will cost and cut out the "frills".
25.
Shop around first. Then join the best health
care
plan you can afford.
26.
If a doctor claims you require surgery, get
a second
opinion. A second M.D. nay know of a non-surgical
treatment that works.
27.
Investigate any health insurance organizations
in
your area. These are groups of doctors who offer
you all
the health care you need in a year for a single
predetermined fee. Check your phone book.
28.
Many medical schools that train optometrists
and
podiatrists operate low-cost clinics. These
clinics are
open to anyone.
29.
Senior citizens who join the American Association
of
Retired People get drug discounts. Ask your
doctor for
the name and address.
30.
Home health care is sometimes possible if there
is a
knowledgeable person around. discuss it with
your doctor
and you may shorten your hospital stay.
31.
If you are in bad financial straits, you may
be
eligible for Medicaid. Your local Dept. of Social
Services can give you information.
32.
Keep your own accurate and up-to-date medical
history.
33.
Many large corporations now arrange for their
employees to get free or low cost medical and
dental care,
and medicine.
34.
When visiting your doctor, bring along a list
of
questions you want to ask.
35.
Observe and teach all family members good dental
hygiene.
36.
Visit your dentist regularly for checkups.
37.
Use the best and cheapest dentifrice: salt &
bicarbonate of soda.
38.
Many dental colleges operate no-cost or low
fee
dental clinics.
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